Bank accounts and disputes

Elder Financial Exploitation & Abuse

Recognizing red flags, reporting to Adult Protective Services (APS), banking security locks, and police intervention.

Do this first

If an older relative is actively transferring money under threat or romance scam manipulation, notify their bank's fraud unit immediately to freeze outgoing wire transfers.

Warning signs of financial exploitation

Sudden large wire transfers, cash withdrawals, or new credit cards.
A new caregiver, neighbor, or romantic interest who isolates them from family.
Unexpected changes to wills, trusts, or deed ownership.
Unpaid bills and overdue notices despite adequate income.

How to report elder abuse

Adult Protective Services (APS): Every state and county has an APS agency that investigates elder neglect and financial exploitation confidentially.
Bank Suspicious Activity Report (SAR): Banks are required by the federal Senior Safe Act to report suspected elder exploitation to authorities.

Report in your state

Adult Protective Services: this differs by state

Choose your loved one's state to see the rule there.

See this rule for all states

Adult Protective Services by state
State	Adult Protective Services
Alabama	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-800-458-7214. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Alaska	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-907-269-3666. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Arizona	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-877-767-2385. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Arkansas	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-800-482-8049. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
California	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-833-401-0832. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Colorado	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Contact your county human services office. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Connecticut	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-888-385-4225. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Delaware	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-800-223-9074. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
District of Columbia	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-202-541-3950. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Florida	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-800-962-2873. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Georgia	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-888-774-0152. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Hawaii	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-808-832-5115. This number is for Oahu; other islands have their own offices. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Idaho	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-208-334-3833. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Illinois	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-866-800-1409. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Indiana	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-800-992-6978. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Iowa	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-800-362-2178. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Kansas	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-800-922-5330. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Kentucky	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-877-597-2331. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Louisiana	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-800-898-4910. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Maine	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-800-624-8404. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Maryland	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-800-332-6347. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Massachusetts	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-800-922-2275. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Michigan	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-855-444-3911. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Minnesota	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-844-880-1574. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Mississippi	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-844-437-6282. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Missouri	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-800-392-0210. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Montana	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-844-277-9300. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Nebraska	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-800-652-1999. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Nevada	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-888-729-0571. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
New Hampshire	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-800-949-0470. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
New Jersey	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-609-588-6501. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
New Mexico	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-866-654-3219. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
New York	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-844-697-3505. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
North Carolina	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Contact your county department of social services. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
North Dakota	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-855-462-5465. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Ohio	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-855-644-6277. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Oklahoma	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-800-522-3511. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Oregon	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-855-503-7233. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Pennsylvania	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-800-490-8505. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Rhode Island	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-401-462-3000. For people 60 and over. For ages 18–59 call 401-462-2629. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
South Carolina	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-888-227-3487. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
South Dakota	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-833-663-9673. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Tennessee	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-888-277-8366. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Texas	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-800-252-5400. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Utah	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-800-371-7897. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Vermont	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-800-564-1612. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Virginia	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-888-832-3858. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Washington	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-877-734-6277. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
West Virginia	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-800-352-6513. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Wisconsin	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Contact your county elder adult-at-risk agency. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)
Wyoming	Report suspected abuse, neglect or financial exploitation of an older adult to Adult Protective Services. Call 1-307-777-7564. (Source: National Adult Protective Services Association: Help in your area, checked September 28, 2026.)

Sources

National Center on Elder Abuse
Consumer Financial Protection Bureau

Last reviewed: September 28, 2026